Do I need to hire an attorney if I am being offered a settlement by the at fault driver's insurance company?

You should consult with an experienced attorney anytime you have been injured by someone else's negligence. If you have been offered a settlement by the at fault driver's insurance company, you should discuss this with your attorney. In many cases, the insurance company will try to settle with the injured party before the party's treatment is complete and before for all future impairment has been determined. It is important that all elements of damages have been established before you enter in any kind of settlement agreement with the insurance company.