My physician determined that my injuries from my Kentucky car accident are permanent. How can I protect my future?

If your injuries are determined to be permanent by the physician who's treated you, this is a very serious thing. The insurance company will try to settle with you for the known, documented injuries, but you have future injuries and you have future damages and you have future economic losses. It's very important for you to hire an attorney who's used to dealing with insurance companies on those issues. You only have one chance to settle with the insurance company and if you don't present a claim for future medical bills, future lost wages, future pain and suffering, then you won't recover for those.